Trading via
the internet
does expose
Merchants to
risk of both
Payment
Fraud
and Identification
Fraud
Payment Transaction
Fraud
BNZ Merchants
using Buyline
and or Currency
Select, have
transactions
monitored for
some fraud activity
by the BNZ
ETSL Paymark
transactions
provide some
basic fraud
control.
In addition
Zipzap provide
ETSL merchants
with an additional
Anti Fraud capability,
selectable by
the merchant
to invoke our
anti fraud heuristics,
Zipzap provides
an advanced
level of Anti-Fraud
control for
their customers.
Some of which
include:
CV - Card Verification
SCL - Stolen
Card Lookup
HRC - Historical
Records Check
CVV - 3 digit
number printed
on credit card
(available for
some acquiring
banks)
AVS - Address
Verification
Service (available
for some acquiring
banks)
RUV - Referring
URL Verification
IPB - IP address
listing ban
control
EAB - Email
address ban
control
CBC - Country
ban control
and others ....
|
Anti-Fraud
Level
|
Applicable
to: |
|
Type1 |
BNZ Buyline
& Currency
Select |
|
Type2 |
ETSL Merchants |
|
Type3 |
Zipzap
Anti-fraud
Heuristics
|
Highly Recommended
Reading
Reducing
chargebacks
AIS
Security Standards
Protect
your Identity
Identity
Theft News
Identification
Fraud
Unique
to Zipzap, our
Merchant Protection
Solution
provides the
merchant with
protection against
ID Theft i.e
their username
and password
being
snooped or stolen
by keystroke
loggers, and
authenticates
the merchant
user PRIOR to
entering your
virtual terminal
or online banking
website.
Typically, banks
only provide
a username and
password to
access your
merchant account
via your web
browser. At
best this provides
you with ONLY
a single factor
of identification.
VISA's
Account Information
Security (AIS)
standards identify
that a single
factor identification
process is NOT
enough protection
for merchant
account access...see
VISA website
